Atlanta Auto Insurance

Why do you need auto insurance?

• If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
• If you or any passengers are injured in an accident, medical costs can be extremely expensive.
• If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
• Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

State of Georgia Insurance Requirements

• In the state of Georgia, all drivers must carry accident liability insurance for all vehicles they own.
• In the state of Georgia, the minimum amounts that you may carry in order to satisfy the law are $25,000 per person for bodily injury, $50,000 per accident for bodily injury to two or more people, and $25,000 per accident for property damage.
• In the state of Georgia, the law allows certain exemptions from carrying auto insurance. These exemptions include:
• Owner moved to another state or the ownership was transferred out of state
• Vehicle lease was terminated
• Vehicle was repossessed, stolen, or not driven because it was inoperable
• Vehicle was sold or the ownership transferred
• Vehicle was stored or used seasonally for agricultural purposes
• Vehicle was wrecked, salvaged, or junked

What is the Minimum Liability Coverage?

Guardian Insurance

For more than a decade, we at Guardian Insurance have been offering our customers tailored polices with the best coverage at the most affordable price. We service several areas such as the the Metro Atlanta area of Georgia.