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Guardian Insurance Blog: owners

View the latest blog posts from Guardian Insurance.

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Wednesday, October 5, 2022

Does A BOP Contain Deductibles?

When you have a small business, you want to insure it in the most-cohesive and applicable ways. A business owners policy — also called a BOP — is one of the main ways that small operations get coverage. These policies can pay up to certain limits for several types of losses that might occur within the business. READ MORE >>

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Wednesday, April 6, 2022

Who Qualifies for a Business Owners Policy?

Many businesses consider bundling commercial insurance to save money on policies, but how do you know if your business qualifies for such insurance? The first step is considering what kind of insurance your business needs. Each business is unique, and certain industries require different types of coverage. READ MORE >>

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Tuesday, October 5, 2021

Do BOPs Have Deductibles?

Essentially every form of insurance has a deductible and business owners policies are no exception. BOPs are packages of insurance that contain several essential types of coverage that most small businesses need. Usually, they include:   Property Insurance   READ MORE >>

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Friday, March 26, 2021

Why Small Business Owners Need Liability Insurance

Small businesses have a huge incentive to protect their financial reserves; after all, it is key to their overall success strategy. They are also incredibly vulnerable to financial challenges, which include the risks of lawsuits lodged by third parties (I.e. customers) who claim that you caused them harm. READ MORE >>

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Wednesday, January 27, 2021

Do Business Owners Policies Cover Employees?

A business owners policy (BOP) combines coverage for small businesses to protect against certain dangers, but it can also serve to cover employees depending on what coverage is added.  Basic BOPs come with two coverages:  READ MORE >>

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Monday, August 31, 2020

Fire Safety Within Your Business

You might have a small business where only a handful of people work. Or, perhaps, you have a larger facility that sees a lot of foot traffic. Regardless of size, hazardous events, particularly fires, might deal a fatal blow. Commercial fires might happen anywhere, at any time and could harm a lot of people. READ MORE >>

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Tuesday, April 1, 2014

How to Live Green and Save Money

While you may not be a hardcore environmentalist like that neighbor with the solar panels on his roof, there are simple changes you can make to support the environment in your own way. Taking care of our planet is a must if we want future generations to thrive and grow. READ MORE >>

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Lilburn, GA 30047

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