Thursday, December 1, 2022Every business needs commercial general liability (CGL) insurance. It’s there to protect you when your business might make mistakes that inadvertently cause harm to a third party (e.g., a customer, vendor or member of the public). Still, many business owners don’t fully understand the ins and outs of a CGL policy. READ MORE >>
Thursday, August 4, 2022In providing services, your business might give customers access to certain machinery. For example, a locksmith might allow patrons to cut their own keys. Contractors might let patrons cut their own timber. Grocers let visitors weight produce. Everywhere, self-service is becoming more and more common. READ MORE >>
Wednesday, June 1, 2022No business is without its risks. Responsible owners must create safe environments for employees and visitors. A safe business environment reduces the risks an operation poses to its insurers. By reducing risks, companies can cut the chances that they will suffer from financial loss following a liability claim. READ MORE >>
Monday, December 6, 2021General liability insurance can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. Although valuable, this coverage is not typically required by any state or federal law. READ MORE >>
Thursday, March 26, 2020It is difficult to recommend a specific dollar amount for how much general liability insurance any individual business should carry. Every business is different. A business that's all-online might require cyber liability insurance, but relatively little in the way of general liability. READ MORE >>
Tuesday, September 17, 2019Many companies look for ways to reduce their costs. It can be wise to do this. Yet, one area to be careful about is your insurance coverage. When you need to file a claim, the worst thing you can do is lack enough insurance coverage to keep your business afloat. This is very true about general liability insurance. READ MORE >>
Thursday, March 7, 2019Having proper general liability insurance as a chiropractor is critical. Most of the work you do helps others to feel good and improves overall health. Yet, it is not uncommon for mistakes to occur. General liability insurance is the first step of financial coverage for you. You may need additional protection. READ MORE >>
Monday, January 16, 2017As a business owner, you may feel like you constantly have to duck and dodge problems. Avoiding risks is a part of business, one that will improve your chances of success. When it comes to meeting the demands of your business, it's much better to have a partner to help you avoid risks. READ MORE >>
Tuesday, October 13, 2015When selecting business insurance coverage options for your small business, a risk that is becoming more and more important to insure is liability. People are quick to sue these days if they perceive a business as the source of their woes, whether the allegations are grounded or frivolous. READ MORE >>
Wednesday, March 4, 2015We live in an increasingly litigious society and unfortunately, many people look for opportunities to make a quick buck. We've all heard of outlandish lawsuits such as ones brought by those claiming they got burned by a cup of coffee that is too hot, resulting in a large payout for the prosecuting side. READ MORE >>
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