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Guardian Insurance Blog: commercial

View the latest blog posts from Guardian Insurance.

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Tuesday, November 1, 2022

How to File a Commercial Auto Insurance Claim

Commercial auto insurance is crucial for businesses that have or use vehicles for work purposes. If you have trucks or company vehicles, you will need commercial auto insurance to cover potential accidents. The coverage available under your commercial auto insurance policy is similar to that which you find on your personal auto insurance policy. READ MORE >>

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Tuesday, May 3, 2022

Commercial Auto Insurance Add-Ons You Need

You want a commercial auto insurance policy that offer you the highest level of protection during challenging situations. Your standard benefits—collision, comprehensive, liability, un/underinsured motorist, etc.—will of course be the crux of your security cushion. READ MORE >>

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Thursday, November 4, 2021

Understanding Hired/Non-Owned Commercial Auto Insurance

Business owners who allow their employees to drive as part of their assigned duties assume a degree of liability for the employees’ actions behind the wheel. Therefore, they need commercial auto insurance. Still, if an employee uses their personal car for work, then that does not mean that your liabilities go away. READ MORE >>

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Thursday, May 20, 2021

The Benefit of Liquor Liability Insurance for Restaurants

Restaurants that serve alcoholic beverages face a few responsibilities. You must be careful when serving and distributing this product, as you are in control of a potentially harmful commodity. When used inappropriately or irresponsibly, alcohol can harm the consumer and cause them to harm others. READ MORE >>

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Wednesday, April 28, 2021

Do Liquor Stores Need Liquor Liability Insurance?

Any entity that serves liquor faces a certain level of risk. Parties who purchase alcohol from your store can cause injury or damage, which could in turn hurt your business. Even if you only sell alcohol rather than serving it, you could still be held liable for an accident, even if you never see the customer actually take a drink. READ MORE >>

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Friday, March 26, 2021

Why Small Business Owners Need Liability Insurance

Small businesses have a huge incentive to protect their financial reserves; after all, it is key to their overall success strategy. They are also incredibly vulnerable to financial challenges, which include the risks of lawsuits lodged by third parties (I.e. customers) who claim that you caused them harm. READ MORE >>

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Tuesday, February 23, 2021

Does Commercial Auto Insurance Cover Theft?

Commercial auto insurance provides coverage for a wide variety of incidents, but it can’t cover everything. There are different types of coverages to purchase for work vehicles and it’s important to understand what your policy covers. But does it cover theft?  READ MORE >>

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Thursday, July 30, 2020

Is Commercial Auto Insurance Expensive?

Commercial auto insurance is an important part of most business’ insurance protection plans. It provides compensation in case of accidents and damages caused or sustained by the company’s vehicles. Unfortunately, commercial auto insurance doesn’t always come cheap. READ MORE >>

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Thursday, August 8, 2019

Commercial Auto Insurance Savings – 3 Ways to Lower Your Rates

Having adequate commercial auto insurance isn’t something a business with vehicles can afford to go without. However, when every dollar matters, it is important to find affordable policies and available discounts. Most insurance agents are happy to help you navigate policy options to lower your costs. READ MORE >>

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Thursday, December 6, 2018

Why Commercial Vehicles Need Liability Insurance

Businesses that rely on vehicles also must protect these operations. Whenever you dispatch one of your drivers or vehicles, there’s a chance of an accident. At times, the accident might prove the fault of your driver. The business, by default, might stand to take some of the blame. READ MORE >>

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